What are the main benefits of money transfers by MoneyGram? Availability - MoneyGram payment system services are available everywhere, in more than 186 thousand locations in 190 countries. The benefits of money transfers by MoneyGram: payment of commission is only at the expense of sender. The benefits of money transfers by MoneyGram: the payment of transfers is made in cash. MoneyGram financial results were driven by money transfer business, which delivered more than 40 percent growth in transaction volume.