If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. The company continues to automate and enhance MoneyGram Very intensive and focused approach has helped MoneyGram to grow business at a rapid pace and establish MoneyGram as a global player in the marketplace. In the city of San Salvador representatives of MoneyGram and Citibank announced a new regional project, which will provide money transfer services in Costa Rica, El Salvador, Guatemala, Honduras and Nicaragua. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.