If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. What are the main benefits of money transfers by MoneyGram? Availability - MoneyGram payment system services are available everywhere, in more than 186 thousand locations in 190 countries. MoneyGram - is an urgent money transfer by means of wired transfer around the world without opening a bank account. Bank services of MoneyGram on money transfer are available only to individuals. The benefits of money transfers by MoneyGram: high-speed delivery of transfers (10-15 min).