The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. Money transfers via MoneyGram system can be used as by bank customers, and by people who do not have bank accounts. Money transfers can be claimed within 45 days, but if for some reason, this period is exceeded, the processing operator would need additional time to call the main office of the company of MoneyGram for voice authorization. The company continues to automate and enhance MoneyGram Using the MoneyGram system, you can easily send money to your relatives and friends in other countries. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.