If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram wired transfer implemented many changes to its technology platforms designed to prevent or detect suspicious transactions. After the correction of tariffs, volumes of MoneyGram transfers increased by 30%. In MoneyGram were added or converted new currencies in an additional 29 countries during the past year, providing consumers with a wide array of currency payout options. MoneyGram completed the acquisition of MoneyCard World Express, S.A. (MoneyCard) and Cambios Sol, S.A., two money transfer super-agents located in Spain. Bank services of MoneyGram on money transfer are available only to individuals. Today the company MoneyGram International - an independent U.S. company, whose shares are traded on the New York Stock Exchange and MoneyGram money transfer is considered one of the largest international money transfer systems without opening a bank account.