If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. International company MoneyGram has expanded its service capabilities of online money transfers to UK residents. When sending money, we must always remember that into the speed of money transfers almost always make the corrective amendmentssuch such things as the difference in time zones around the world and on different continents, operating time of MoneyGram offices, branches of partners and banks. In due time MoneyGram separated from the Western Union and became an independent brand. The Global Funds Transfer segment is the primary segment of MoneyGram, providing money transfer and bill payment services to consumers, who are often unbanked or underbanked.