If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. International company MoneyGram has expanded its service capabilities of online money transfers to UK residents. The benefits of money transfers by MoneyGram: payment of commission is only at the expense of sender. In due time MoneyGram separated from the Western Union and became an independent brand. MoneyGram offers an efficient, fast and secure way to send money around the world.