If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. What are the main benefits of money transfers by MoneyGram? Availability - MoneyGram payment system services are available everywhere, in more than 186 thousand locations in 190 countries. MoneyGram launched a new in-person bill payment service which will be delivered through agents in their domestic network, giving consumers an easy, low-cost method to pay their bills. The benefits of money transfers by MoneyGram: the opportunity to send a telegram with money transfer (up to 10 words) for free. Today, MoneyGram - is the second world leader by the growth of money transfers between individuals and the dynamics of international network services.