If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. After the correction of tariffs, volumes of MoneyGram transfers increased by 30%. Around the world, MoneyGram is working with leading financial institutions. Bank services of MoneyGram on money transfer are available only to individuals. In whatever part of the world you are, you can trust your money transfer to the company MoneyGram. Keep in mind that if your locality there are several banks, working with MoneyGram and you will convert the currency received, before receiving check currency rates in several points - they can vary. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.