MoneyGram wired transfer implemented many changes to its technology platforms designed to prevent or detect suspicious transactions. The greatest increases in MoneyGram - an international system of money transfers, which is one of the leaders of the world market and unites 233.000 agent locations in 190 countries. Money transfers can be claimed within 45 days, but if for some reason, this period is exceeded, the processing operator would need additional time to call the main office of the company of MoneyGram for voice authorization. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. Technology continues to play a key role in increasing MoneyGram transaction speed, automating and streamlining processes, and creating new functionality. MoneyGram launched a new in-person bill payment service which will be delivered through agents in their domestic network, giving consumers an easy, low-cost method to pay their bills. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.