The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. MoneyGram launched a new in-person bill payment service which will be delivered through agents in their domestic network, giving consumers an easy, low-cost method to pay their bills. MoneyGram offers an efficient, fast and secure way to send money around the world. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.