If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. What are the main benefits of money transfers by MoneyGram? Simple - the money transfer procedure is maximally simplified. The benefits of money transfers by MoneyGram: payment of commission is only at the expense of sender. To 284 thousands of service points has grown global network of MoneyGram agent offices in the 2nd quarter of 2012 due to India, Spain and Africa, thus its growth was 16%. Keep in mind that if your locality there are several banks, working with MoneyGram and you will convert the currency received, before receiving check currency rates in several points - they can vary.