If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. After the correction of tariffs, volumes of MoneyGram transfers increased by 30%. Money transfers can be claimed within 45 days, but if for some reason, this period is exceeded, the processing operator would need additional time to call the main office of the company of MoneyGram for voice authorization. Around the world, MoneyGram is working with leading financial institutions. Until 2004, the owners of MoneyGram were Viad Corp and Travelers Express Company Inc.