Money transfers can be claimed within 45 days, but if for some reason, this period is exceeded, the processing operator would need additional time to call the main office of the company of MoneyGram for voice authorization. MoneyGram - is an urgent money transfer by means of wired transfer around the world without opening a bank account. The benefits of money transfers by MoneyGram: high-speed delivery of transfers (10-15 min). Keep in mind that if your locality there are several banks, working with MoneyGram and you will convert the currency received, before receiving check currency rates in several points - they can vary.