The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. Bank services of MoneyGram on money transfer are available only to individuals. What are the main benefits of money transfers by MoneyGram? Reliability - the international payment system gives complete assurance that the money will be paid to the recipient.