When sending the transfer via MoneyGram in one currency and receiving it in another, then currency conversion is carried out at the current rate of sales of current service point. After the correction of tariffs, volumes of MoneyGram transfers increased by 30%. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. The main clients of MoneyGram are students, travelers, immigrants, expatriates, however, recently representatives of businesses who appreciate the advantages of fast and reliable money transfer, joined them. Money orders and official checks by MoneyGram continue their steady performance and expanded line of bill payment services deliver excellent results. Today, MoneyGram - is the second world leader by the growth of money transfers between individuals and the dynamics of international network services. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.