If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. What are the main benefits of money transfers by MoneyGram? Individual flexible service. The recipient has the opportunity to receive money at any MoneyGram office anywhere in the world. The benefits of money transfers by MoneyGram: simplicity in making up. Undoubtedly, you should use the system of electronic money transfers MoneyGram, if you want to send or receive money with the guarantee of their delivery and safety. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.