If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram - is an urgent money transfer by means of wired transfer around the world without opening a bank account. In MoneyGram were added or converted new currencies in an additional 29 countries during the past year, providing consumers with a wide array of currency payout options. MoneyGram offers an efficient, fast and secure way to send money around the world. The benefits of money transfers by MoneyGram: simplicity in making up. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.