The benefits of money transfers by MoneyGram: payment of commission is only at the expense of sender. FormFreeSM phone-based offering allows businesses to reduce labor costs and create an excellent consumer experience by leveraging MoneyGram What are the main benefits of money transfers by MoneyGram? Reliability - the international payment system gives complete assurance that the money will be paid to the recipient. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.