The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. FormFreeSM phone-based offering allows businesses to reduce labor costs and create an excellent consumer experience by leveraging MoneyGram Commission income on remittances and other revenues of MoneyGram in the 2nd quarter 2012 increased by 10% compared to the same period last year and 13% in the base currency. The benefits of money transfers by MoneyGram: sender of of transfer can choose to receive a money transfer currency - U.S. dollars or euros.