If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Around the world, MoneyGram is working with leading financial institutions. MoneyGram offers an efficient, fast and secure way to send money around the world. What are the main benefits of money transfers by MoneyGram? Reliability - the international payment system gives complete assurance that the money will be paid to the recipient. The benefits of money transfers by MoneyGram: the transfer is available in the system to obtain within 90 days.