If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. In 2011, a global network of agents of MoneyGram has grown up to 256 000 service points, thus its growth is 24% compared to the same period of the previous year. The company continues to automate and enhance MoneyGram The benefits of money transfers by MoneyGram: the payment of transfers is made in cash. Money orders and official checks by MoneyGram continue their steady performance and expanded line of bill payment services deliver excellent results. For the company MoneyGram is important not only to provide customers with an easy and convenient way to carry out money transfers and support their families at home, but also to help them as much as possible to adapt to the foreign countries. To 284 thousands of service points has grown global network of MoneyGram agent offices in the 2nd quarter of 2012 due to India, Spain and Africa, thus its growth was 16%. Today the company MoneyGram International - an independent U.S. company, whose shares are traded on the New York Stock Exchange and MoneyGram money transfer is considered one of the largest international money transfer systems without opening a bank account.