If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. In 2011, a global network of agents of MoneyGram has grown up to 256 000 service points, thus its growth is 24% compared to the same period of the previous year. To 284 thousands of service points has grown global network of MoneyGram agent offices in the 2nd quarter of 2012 due to India, Spain and Africa, thus its growth was 16%. Today, MoneyGram - is the second world leader by the growth of money transfers between individuals and the dynamics of international network services.