If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Understanding that being in another country, you may not be fluent in the local language, that's why MoneyGram always tries to talk to you in your native language. MoneyGram offers an efficient, fast and secure way to send money around the world. Thousands of businesses count on MoneyGram for payment services to move money and drive commerce. This is a trust that MoneyGram takes very seriously. The benefits of money transfers by MoneyGram: the transfer is available in the system to obtain within 90 days.