If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. In due time MoneyGram separated from the Western Union and became an independent brand. Using the MoneyGram system, you can easily send money to your relatives and friends in other countries. In whatever part of the world you are, you can trust your money transfer to the company MoneyGram. The benefits of money transfers by MoneyGram: the transfer is available in the system to obtain within 90 days.