Due to regulatory requirements and consumer demand in Germany and France, MoneyGram opened company stores in both countries. MoneyGram wired transfer implemented many changes to its technology platforms designed to prevent or detect suspicious transactions. AgentConnect allows MoneyGram agents to integrate the money transfer service with their internal security and training processes. Around the world, MoneyGram is working with leading financial institutions. In MoneyGram were added or converted new currencies in an additional 29 countries during the past year, providing consumers with a wide array of currency payout options. As part of the 2008 Recapitalization, our wholly owned subsidiary, MoneyGram Payment Systems Worldwide, Inc., issued Goldman Sachs $500.0 million of senior secured second lien notes with a 10-year maturity. For the recipient MoneyGram service of wired transfer is free. All expenses will be paid by the sender at the time of sending money. Today, MoneyGram - is the second world leader by the growth of money transfers between individuals and the dynamics of international network services.