Money transfers via MoneyGram system can be used as by bank customers, and by people who do not have bank accounts. The greatest increases in In due time MoneyGram separated from the Western Union and became an independent brand. Money transfer platform of MoneyGram will be integrated with the mobile platform LinqUs, which will allow customers to make international transfers with a mobile phone. MoneyGram offers an efficient, fast and secure way to send money around the world. FormFreeSM phone-based offering allows businesses to reduce labor costs and create an excellent consumer experience by leveraging MoneyGram Commission income on remittances and other revenues of MoneyGram in the 2nd quarter 2012 increased by 10% compared to the same period last year and 13% in the base currency. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.