If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram's total revenue for the 2nd quarter of 2012 was $ 330.1 million, having been increased on 7% compared to $ 310 million in Q2 2011. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. To 284 thousands of service points has grown global network of MoneyGram agent offices in the 2nd quarter of 2012 due to India, Spain and Africa, thus its growth was 16%.