If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. How to send money via MoneyGram money transfer? To make up a money transfer you should go to the MoneyGram agents and fill the application form for transfer. Today the company MoneyGram International - an independent U.S. company, whose shares are traded on the New York Stock Exchange and MoneyGram money transfer is considered one of the largest international money transfer systems without opening a bank account. The benefits of money transfers by MoneyGram: branching of network of the implementation of transfers across the world. Undoubtedly, you should use the system of electronic money transfers MoneyGram, if you want to send or receive money with the guarantee of their delivery and safety. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.