If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Money transfers via MoneyGram system can be used as by bank customers, and by people who do not have bank accounts. The greatest increases in In due time MoneyGram separated from the Western Union and became an independent brand. How to send money via MoneyGram money transfer? To make up a money transfer you should go to the MoneyGram agents and fill the application form for transfer. Sum of the money transfer is paid immediately upon request at any convenient for client currency - cash in U.S. dollars, Euro, local currency, depending on the country of the transfer receiving. MoneyGram point-of-sale systems are continually upgraded to provide the latest new products and functionality. MoneyGram company operates around the clock and all 7 days a week, so the time of money transfer takes only 10 minutes.