If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. In 2011, a global network of agents of MoneyGram has grown up to 256 000 service points, thus its growth is 24% compared to the same period of the previous year. MoneyGram The benefits of money transfers by MoneyGram: high-speed delivery of transfers (10-15 min).