If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Since going public two and a half years ago, MoneyGram has made great strides by pouring energy and resources into several critically important areas for business. Money transfer platform of MoneyGram will be integrated with the mobile platform LinqUs, which will allow customers to make international transfers with a mobile phone. MoneyGram point-of-sale systems are continually upgraded to provide the latest new products and functionality. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.