If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram's consumers and agents expect reliability and safety and that is precisely what MoneyGram continues to deliver, transaction by transaction. MoneyGram completed the acquisition of MoneyCard World Express, S.A. (MoneyCard) and Cambios Sol, S.A., two money transfer super-agents located in Spain. For the recipient MoneyGram service of wired transfer is free. All expenses will be paid by the sender at the time of sending money. MoneyGram company operates around the clock and all 7 days a week, so the time of money transfer takes only 10 minutes.