If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. Sum of the money transfer is paid immediately upon request at any convenient for client currency - cash in U.S. dollars, Euro, local currency, depending on the country of the transfer receiving. MoneyGram offers an efficient, fast and secure way to send money around the world. The Global Funds Transfer segment is the primary segment of MoneyGram, providing money transfer and bill payment services to consumers, who are often unbanked or underbanked. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.