The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. When sending money, we must always remember that into the speed of money transfers almost always make the corrective amendmentssuch such things as the difference in time zones around the world and on different continents, operating time of MoneyGram offices, branches of partners and banks. In due time MoneyGram separated from the Western Union and became an independent brand. The benefits of money transfers by MoneyGram: high level of data protection and confidentiality of money transfers. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.