The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. Money transfers can be claimed within 45 days, but if for some reason, this period is exceeded, the processing operator would need additional time to call the main office of the company of MoneyGram for voice authorization. Bank services of MoneyGram on money transfer are available only to individuals. Money transfer wired system MoneyGram offers annually U.S. $ 500,000 in grants to charitable organizations to support education programs in developing countries.