If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Understanding that being in another country, you may not be fluent in the local language, that's why MoneyGram always tries to talk to you in your native language. In due time MoneyGram separated from the Western Union and became an independent brand. Since going public two and a half years ago, MoneyGram has made great strides by pouring energy and resources into several critically important areas for business. The benefits of money transfers by MoneyGram: the payment of transfers is made in cash. MoneyGram completed the rollout of simplified pricing for money transfer services in the U.S., an initiative that began last year.