If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. How to send money via MoneyGram money transfer? To make up a money transfer you should go to the MoneyGram agents and fill the application form for transfer. Very intensive and focused approach has helped MoneyGram to grow business at a rapid pace and establish MoneyGram as a global player in the marketplace.