If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. In MoneyGram were added or converted new currencies in an additional 29 countries during the past year, providing consumers with a wide array of currency payout options. To 284 thousands of service points has grown global network of MoneyGram agent offices in the 2nd quarter of 2012 due to India, Spain and Africa, thus its growth was 16%. MoneyGram completed the rollout of simplified pricing for money transfer services in the U.S., an initiative that began last year.