If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. The benefits of money transfers by MoneyGram: payment of commission is only at the expense of sender. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. In MoneyGram were added or converted new currencies in an additional 29 countries during the past year, providing consumers with a wide array of currency payout options. MoneyGram completed the acquisition of MoneyCard World Express, S.A. (MoneyCard) and Cambios Sol, S.A., two money transfer super-agents located in Spain. Until 2004, the owners of MoneyGram were Viad Corp and Travelers Express Company Inc. Today, MoneyGram - is the second world leader by the growth of money transfers between individuals and the dynamics of international network services.