The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. Bank services of MoneyGram on money transfer are available only to individuals. How to obtain the money? You go to any branch or affiliate partner of MoneyGram, show your identity document, fill in the letterhead, which specify a the transfer code and get the money. MoneyGram hired compliance officers in many of their global offices to ensure compliance with regulations of specific countries or regions.