If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram completed the acquisition of MoneyCard World Express, S.A. (MoneyCard) and Cambios Sol, S.A., two money transfer super-agents located in Spain. The benefits of money transfers by MoneyGram: the payment of transfers is made in cash. MoneyGram hired compliance officers in many of their global offices to ensure compliance with regulations of specific countries or regions.