Money transfers via MoneyGram system can be used as by bank customers, and by people who do not have bank accounts. The benefits of money transfers by MoneyGram: no fixup (the recipient may request payment at any MoneyGram agent in the country of receiving). What are the main benefits of money transfers by MoneyGram? Availability - MoneyGram payment system services are available everywhere, in more than 186 thousand locations in 190 countries. The benefits of money transfers by MoneyGram: payment of commission is only at the expense of sender. MoneyGram agents are located - in post offices, bank offices, supermarkets, and even travel agencies. For the recipient MoneyGram service of wired transfer is free. All expenses will be paid by the sender at the time of sending money. It is very convenient and quick to transfer money without opening accounts and having no payment cards, precisely due to this wired transfer system MoneyGram has become one of the most common worldwide. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.