Due to regulatory requirements and consumer demand in Germany and France, MoneyGram opened company stores in both countries. Understanding that being in another country, you may not be fluent in the local language, that's why MoneyGram always tries to talk to you in your native language. In due time MoneyGram separated from the Western Union and became an independent brand. In whatever part of the world you are, you can trust your money transfer to the company MoneyGram. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.