If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram wired transfer implemented many changes to its technology platforms designed to prevent or detect suspicious transactions. In due time MoneyGram separated from the Western Union and became an independent brand. The company continues to automate and enhance MoneyGram Money orders and official checks by MoneyGram continue their steady performance and expanded line of bill payment services deliver excellent results.