Since going public two and a half years ago, MoneyGram has made great strides by pouring energy and resources into several critically important areas for business. As part of the 2008 Recapitalization, our wholly owned subsidiary, MoneyGram Payment Systems Worldwide, Inc., issued Goldman Sachs $500.0 million of senior secured second lien notes with a 10-year maturity. MoneyGram launched a new in-person bill payment service which will be delivered through agents in their domestic network, giving consumers an easy, low-cost method to pay their bills. MoneyGram point-of-sale systems are continually upgraded to provide the latest new products and functionality. Undoubtedly, you should use the system of electronic money transfers MoneyGram, if you want to send or receive money with the guarantee of their delivery and safety. Today, MoneyGram - is the second world leader by the growth of money transfers between individuals and the dynamics of international network services.