If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram - is an urgent money transfer by means of wired transfer around the world without opening a bank account. Until 2004, the owners of MoneyGram were Viad Corp and Travelers Express Company Inc. To 284 thousands of service points has grown global network of MoneyGram agent offices in the 2nd quarter of 2012 due to India, Spain and Africa, thus its growth was 16%.