The benefits of money transfers by MoneyGram: there is no need to open a checking account when implementing the transfer. The greatest increases in AgentConnect allows MoneyGram agents to integrate the money transfer service with their internal security and training processes. Money transfers can be claimed within 45 days, but if for some reason, this period is exceeded, the processing operator would need additional time to call the main office of the company of MoneyGram for voice authorization. MoneyGram's total revenue for the 2nd quarter of 2012 was $ 330.1 million, having been increased on 7% compared to $ 310 million in Q2 2011. The Global Funds Transfer segment is the primary segment of MoneyGram, providing money transfer and bill payment services to consumers, who are often unbanked or underbanked.