If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Very intensive and focused approach has helped MoneyGram to grow business at a rapid pace and establish MoneyGram as a global player in the marketplace. Thousands of businesses count on MoneyGram for payment services to move money and drive commerce. This is a trust that MoneyGram takes very seriously. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.