If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Around the world, MoneyGram is working with leading financial institutions. FormFreeSM phone-based offering allows businesses to reduce labor costs and create an excellent consumer experience by leveraging MoneyGram The benefits of money transfers by MoneyGram: the opportunity to send a telegram with money transfer (up to 10 words) for free. Get information about the list of banks participating in the transfer system of MoneyGram, location and time of the closest points of service on the site of the system.